NEWS AND INFORMATION FOR HOME BUYERS


Our experts answer your important mortgage lending questions.

VA Loans and Mortgage Insurance

It's true: Veterans who purchase a home with a VA loan are not required to carry private mortgage insurance (PMI). PMI is otherwise required of all borrowers paying less than 20% down; it can

Why Would a Home Loan Fall Through?

When a home loan transaction falls apart, it results in disappointment for the borrower, wasted time for the lender and frustration for the seller of the property. So, why would

The Advantages of In-House Underwriting

Hopefully, most home loan borrowers understand that the loan officer they meet with face-to-face is only one piece of the puzzle when it comes to approving a home loan application. The underwriter – the

Waiting Period after Bankruptcy, Short Sale and Foreclosure

May 28th, 2017|Comments Off on Waiting Period after Bankruptcy, Short Sale and Foreclosure

For those who have previously owned a home and are hoping to re-enter the market, timing

Myths about VA Loans

May 7th, 2017|Comments Off on Myths about VA Loans

Occasionally, rumors emerge about specific mortgage products; the VA home loan is no exception. With that

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Is There a Zero Down Program Alternative?

April 3rd, 2017|Comments Off on Is There a Zero Down Program Alternative?

From time to time, we are asked if there are still any "no money down" home

FHA Loan Credit Score Questions

February 14th, 2017|Comments Off on FHA Loan Credit Score Questions

When we speak to prospective home buyers who are interested in applying for FHA loans, credit

New Loan Limit for Reverse Mortgage in 2017

January 10th, 2017|Comments Off on New Loan Limit for Reverse Mortgage in 2017

Just as the new year has brought about big news in terms of loan limits for

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Big News on New Loan Limits

December 19th, 2016|Comments Off on Big News on New Loan Limits

The new year is bringing some big news for home buyers, specifically buyers who are borrowing with