NEWS AND INFORMATION FOR HOME BUYERS


Our experts answer your important mortgage lending questions.

HUD Announcement: FHA to Stop Insuring PACE (HERO) Loans

December 26th, 2017|

On December 7, 2017, the Department of Housing and Urban Development (HUD) announced that the Federal Housing Administration (FHA) will stop insuring mortgages on homes that also carry Property Assessed Clean Energy program (PACE)

2018 Home Loan Limits: Changes for the New Year

December 26th, 2017|

As is often the case, the new year means new loan limits for home loan borrowers. If you plan to purchase or refinance a home in the coming year, use this as a quick

VA Loans and Mortgage Insurance

December 15th, 2017|

It's true: Veterans who purchase a home with a VA loan are not required to carry private mortgage insurance (PMI). PMI is otherwise required of all borrowers paying less than 20% down; it can

FHA Loan Credit Score Questions

November 14th, 2017|Comments Off on FHA Loan Credit Score Questions

When we speak to prospective home buyers who are interested in applying for FHA loans, credit

Why Would a Home Loan Fall Through?

July 9th, 2017|Comments Off on Why Would a Home Loan Fall Through?

When a home loan transaction falls apart, it results in disappointment for

The Advantages of In-House Underwriting

June 10th, 2017|Comments Off on The Advantages of In-House Underwriting

Hopefully, most home loan borrowers understand that the loan officer they meet with face-to-face is only

Waiting Period after Bankruptcy, Short Sale and Foreclosure

May 28th, 2017|Comments Off on Waiting Period after Bankruptcy, Short Sale and Foreclosure

For those who have previously owned a home and are hoping to re-enter the market, timing

Myths about VA Loans

May 7th, 2017|Comments Off on Myths about VA Loans

Occasionally, rumors emerge about specific mortgage products; the VA home loan is no exception. With that

  • FHA Loan Programs in California.003

Is There a Zero Down Program Alternative?

April 3rd, 2017|Comments Off on Is There a Zero Down Program Alternative?

From time to time, we are asked if there are still any "no money down" home