FHA Loan Programs


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FHA Home Loans

FHA LOAN PROGRAMS

The Federal Housing Administration (FHA) backs 1.3 million home loans per year under the FHA loan program. The government does not make direct loans under the FHA loans program; instead, it insures loans made by traditional mortgage lenders like WCC. With an FHA loan, borrowers can benefit from lower down payments and easier qualifying, which can enable them to get into a home faster than a conventional loan will. FHA loans are not “low income” loans, but they can be ideal for securely employed borrowers with credit challenges. Apply Now   

“We Just want to thank Wholesale Capital and all team members that work there especially Joseph Romero…

It is amazing how escrow closed in less than 30 days because he was always on top of things…”

REYNA M • PERRIS CA

LEARN MORE ABOUT FHA HOME LOAN TRENDS HERE.

Minimum Waiting Period after Bankruptcy, Short Sale and Foreclosure

December 22nd, 2016|Comments Off on Minimum Waiting Period after Bankruptcy, Short Sale and Foreclosure

For those who have previously owned a home and are hoping to re-enter the market, timing is everything. One

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Big News on New Loan Limits

December 19th, 2016|Comments Off on Big News on New Loan Limits

The new year is bringing some big news for home buyers, specifically buyers who are borrowing with a

FHA Loans for Millennials and Gen Xers

November 28th, 2016|Comments Off on FHA Loans for Millennials and Gen Xers

Some reports are saying that when it comes to homeownership, millennials – the trend-setting generation ranging in age from

FHA Loan Credit Score Questions

November 14th, 2016|Comments Off on FHA Loan Credit Score Questions

When we speak to prospective home buyers who are interested in applying for FHA loans, credit score is often