Conventional Loan Programs


We Can Close Your Conventional Loan.

Conventional Loan Programs in California

CONVENTIONAL LOAN PROGRAMS

WCC offers both 30-year and 15-year fixed rate mortgages with full documentation. Conventional loan borrowers have higher debt-to-income ratios and better credit scores than FHA borrowers – generally, a FICO score of at least 620.

To learn if you qualify for a conventional loan, contact WCC to speak with a loan officer.

Apply Now   

“Wow! this company does what it says!! Especially Roy Loo. He is a hardworking, gets back to you and gets the transactions closed very fast.”
MARCUS P • REDLANDS CA

LEARN MORE ABOUT LOAN TRENDS HERE.

New Loan Limit for Reverse Mortgage in 2017

January 10th, 2017|Comments Off on New Loan Limit for Reverse Mortgage in 2017

Just as the new year has brought about big news in terms of loan limits for traditional FHA and

Minimum Waiting Period after Bankruptcy, Short Sale and Foreclosure

December 22nd, 2016|Comments Off on Minimum Waiting Period after Bankruptcy, Short Sale and Foreclosure

For those who have previously owned a home and are hoping to re-enter the market, timing is everything. One

  • VA Home Loans CA.004

Big News on New Loan Limits

December 19th, 2016|Comments Off on Big News on New Loan Limits

The new year is bringing some big news for home buyers, specifically buyers who are borrowing with a Federal

FHA Loans for Millennials and Gen Xers

November 28th, 2016|Comments Off on FHA Loans for Millennials and Gen Xers

Some reports are saying that when it comes to homeownership, millennials – the trend-setting generation ranging in age from