Brian is thrilled to have transitioned into the mortgage industry in early 2016, as there’s nothing quite like helping people’s dreams come true with the purchase of a home. “As a loan officer, nothing gives greater satisfaction to me than to tell a family congratulations on your new home purchase,” he says.
Additionally, Brian feels that one of the most enjoyable aspects of the job is the challenge of finding a home loan product for various types of applicants. “Every family’s needs are different, and many times a creative solution is required to bring homeownership to a family,” he says. “Helping families is what makes the profession very rewarding.” He comes to the mortgage industry after 17 years as a licensed funeral director, having managed several funeral homes throughout the Inland Empire.
Brian lives in Temecula with his wife, two daughters and two sons (“Final score, tie game”). He enjoys spending time with his family at sporting events and other activities, and is a NCAA college football referee field judge.
To discuss personalized homeownership solutions with Brian Beck, please utilize the contact information here.
Cody Bradbury is a hard-working loan officer who has been working alongside president and owner of WCC, Ed Hoffman, since 2016. He comes from a background in project management for Bradco Construction; he also holds a bachelor’s degree in biomedical science that he received from La Sierra University in 2012. He is a truly multi-talented professional.
Clients are drawn to Cody because of his persistence in helping them achieve their homebuying goals, and WCC is proud that he upholds the company’s core values – namely, pride of ownership. “I pride myself in being able to help those achieve their goal of homeownership,” he says. “All client profiles are different, some take more time than others – but at the end of the day, I work hard to get customers into their dream homes.”
Cody lives in Nuevo with his wife and two sons. He is an avid off-road enthusiast and a professional racecar driver for Polaris Factory Racing; he races with a car sponsored by WCC.
In Cody’s free time, he enjoys spending time with his family and friends and all things action sports related. In addition to racing cars he rides motorcycles, wakeboards, wake surfs, and snowboards.
To discuss personalized homeownership solutions with Cody Bradbury, please utilize the contact information here.
John Elston’s career in finance and lending began in 1981 with Security Pacific National Bank; presently, he is embarking on nearly 40 years in the industry. Throughout that time, he has functioned in a variety of roles, including teaching classes in banking, finance and lending for Los Angeles Unified School District and working full-time as a senior loan officer and as a manager before coming to WCC in 2009.
For John, it’s the act of assisting his borrowers that matters most. “I enjoy putting people into homes, helping them with refinancing, and sharing information with others about finance and homeownership,” he says. “I also enjoy teaching homeownership classes, which I do for various professionals organizations and with real estate agents on a regular basis.”
Community service is also one of John’s highest priorities. He is Executive Vice President the University of California Irvine Black Alumni Chapter, and has been actively involved with the university since graduation. He was also youth director for Cerritos Lanes youth bowling program for over ten years, and was recognized for developing the program into the third largest youth program in the United States.
In his spare time, John is also a professional wedding photographer with over 40 years of photography experience. “I’m also an awesome cook, grill master and baker,” he says. John lives in Cerritos with his wife and has three children.
To discuss personalized homeownership solutions with John Elston, please utilize the contact information here.
Ralph comes to WCC with over 30 years experience in Business, Financial Services, and Leadership.
With an entrepreneurial back round he’s excited to be heading up our expansion East to Ohio. He says,
“We love the element of helping people accomplish their goals and dreams. That not only speaks to those buying the home of their choice, but also creating a workplace environment for both Loan Officers and other Personnel to thrive and grow both professionally and personally.”
Q: Why WCC, a CA Corp vs any local lender in Ohio?
A: Honesty, Integrity, and Character are at the forefront making any decisions for us. We do our best to live that way, so we try to surround ourselves with like-minded people. WCC President Ed Hoffman and his wife Dawn have been friends of ours 40 years. We’ve watched them build a business with those same principles both towards Clients and Team Members and the Team in turn operates the same way.
While training for a month we observed the Team work hard for the clients to get the absolute best choice available on every loan whether they had a high or lower credit score. In a few cases they’d been turned down by other lenders. That gives us the confidence being two thousand miles away we have a Team both front and back of the house to get the job done and get it done right ! That’s why when I see the WCC logo not only does it stand for our company name but for me it says, “We’re Client CentrIc”.
Ralph has been married for nearly 30 years and has three adult children already on their career paths. When he is not helping clients he spends his time with family, friends, and another personal passion, helping Ministry Partners. He’s also lost in the 80’s and loves Classic Rock music !
OH MLO #058238.000
Ryan Hoffman is a second-generation loan officer with a history of innovative ideas and strategies to accomplish the goals of his clients. He is currently manager of the Covina, California branch.
Before coming to WCC, Ryan enjoyed a successful career in the hospitality industry where his work won him recognition through national and regional publications such as the Los Angeles Times, Bon Appetit Magazine and two local TV news reports, as well as an award from the Beverly Hills Chamber of Commerce for Innovative Business Practices.
Ryan has taken these same skills to bear to help find creative real estate financing solutions where others would not have considered, as well as to deliver the customer service and communication dearly needed when handling one of the largest financial decisions most families will ever make.
Ryan’s dedication has translated to happy buyers, homeowners and Realtors® who can feel confident and informed from start to finish. He takes pride in his proactive communication and making sure that both sides of a transaction are well-informed.
To discuss personalized homeownership solutions with Ryan Hoffman, please utilize the contact information here.
Erik Marquez has been a mortgage and real estate industry professional since 2005; his wide range of experiences include 9 years as VP of operations at an Orange County-based lending group and sales manager at the mortgage division of a large Southern California home builder. Now a loan officer at WCC, Erik is a key member of The Hoffman Team; this is the team that funnels and manages the pipeline of our company president, Ed Hoffman.
“We service high profile accounts that include real estate investors, flip investors and top-producing Realtors,” Erik says. “We also take pride in servicing borrowers, including veterans looking to purchase their first home.”
Erik is driven to help as many homebuyers reach their goals as possible. After being in the industry for a lengthy period and growing in my faith and family, I feel being a loan officer is my assignment in life. I pride myself in helping people reach their dream in whatever they wish to accomplish in residential real estate.” Erik lives in Diamond Bar with his wife and three young children.
To discuss personalized homeownership solutions with Erik Marquez, please utilize the contact information here.
Janel comes to WCC with an extensive background in real estate, finance, escrow and mortgage lending. As a bank manager for two branches of California Bank & Trust for eight years, sales manager for home loan divisions at Wells Fargo and Countrywide, and many years as a loan officer at Arrowhead Home Loans, Janel has the expertise required to earn the trust of our valued home loan borrowers. Homebuyers love her friendly approach and commitment to keeping them informed throughout their home loan process.
“I know the whole aspect of the mortgage industry, from the real estate side, to escrow, to title,” she says. “This gives me the foundation to serve my home loan borrowers more efficiently, and I think they really benefit from that experience.”
Active in Chambers of Commerce and other industry organizations throughout the San Bernardino Mountains and the entire Inland Empire, Janel has a firm grasp on the local market and the needs of area borrowers. “I love developing personal, lasting relationships with everyone involved in the process,” she says. “From the real estate agents to the borrowers, a consistently strong relationship is the key to making the home loan process seamless and rewarding from application to closing.”
Janel is the proud mom of two Marine Corps sons. In her spare time, she enjoys cycling, running and other outdoor activities.
To discuss personalized homeownership solutions with Janel Massoth, please utilize the contact information here.
A veteran of the U.S. Navy, Brian Sapp joined WCC in 2008 with 20 years of lending experience already behind him. His previous background as area sales manager for Wells Fargo, and underwriting positions with Household Bank and California Coast Credit Union, equipped him a wealth of industry knowledge to bring to the WCC team. More than a decade into his time there, he has developed into an even more dynamic loan officer.
“I love the ability to help people overcome credit issues and turn their financial prospects around so that they can buy a home,” he says. “I love to see the look on people’s faces and the happiness they have when they find out they have the ability to buy a home, and the look of satisfaction when they finally accomplish their goal.”
In his spare time, Brian coaches travel softball for So Cal Dynasty Softball Organization, which was founded in Riverside over 30 years ago and is one of the oldest travel softball organizations in the country. He has also served on the board of Riverside Meals-on-Wheels. Brian lives in Moreno Valley with his wife and two daughters.
To discuss personalized homeownership solutions with Brian Sapp, please utilize the contact information here.